Home repair program available

By Messenger Staff | Published Saturday, July 14, 2012

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The USDA Rural Development Decatur office has announced funding available for the purpose of repairing homes in eligible rural areas. The funds are available through the Rural Development’s 504 Home Repair loan and grant program.

The program is available to low income recipients to make essential repairs to modernize and repair homes and to remove health and safety hazards. Most repairs completed under the program are for roof, window and door replacements, as well as electrical, plumbing and air conditioning upgrades and other repairs needed to increase the home’s energy efficiency and overall comfort and quality. Renovations to make a home wheelchair or handicap accessible are also considered.

To qualify for the program, applicants must own their home and fall within Rural Development’s income guidelines. Homeowners, at least 62 years old, may qualify for a grant. Grant funding is limited and many times repairs will be funded with a combination of loan and grant. One percent loans will be on a repayment term of up to 20 years and will require low monthly payments.

More information on the program is available by visiting USDA’s website at or by contacting the Decatur Rural Development office at 1604 W. Business U.S. 380, Suite 100, Decatur, or by calling (940) 627-3531, ext. 4.

USDA, through its Rural Development mission area, administers and manages housing, business and community infrastructure and facility programs through a national network of state and local offices. Rural Development has an existing portfolio of more than $155 billion in loans and loan guarantees. These programs are designed to improve the economic stability of rural communities, businesses, residents, farmers and ranchers and improve the quality of life in rural America. For information on this and other USDA Rural Development programs in Texas, visit

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